paymentsjournal

Cyber Criminals Targeting Holiday Spirit With New Gift Card Scam

Quick. You just got an urgent email from the president of your company asking you to purchase gift cards for everyone in the office. You need to respond quickly for further instructions and keep it quiet because it’s a surprise.

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Jack Henry Enables “Alexa Pay My Bill”

Perhaps as a one year anniversary Jack Henry has issued a press release regarding its Symitar division’s introduction of a new bill pay skill in its.

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Gift Cards Just Went to a Whole New Level of Cool!

Everyone is familiar with gift cards, they like to receive them and they like to give them, but …

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Virtual Cards – How Businesses Can Benefit | PaymentsJournal

We have witnessed strong growth in business use of virtual cards over recent years. This is being driven both by the availability of new technology and the growing consumerization of the business as employees increasingly demand a workplace experience of technology that is more closely aligned with what they are used to in their personal […]

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Will Cryptocurrencies and Blockchain Disrupt the Credit Union Industry?

Many technology people have called 2018 the Year of the Blockchain, and given the permanent and transparent nature of the platform, many of these advances have been in the realm of financial technology.

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Artificial Intelligence, Fraud, and the Human Element

Podcast: Play in new window | Download The following is a transcript of the podcast episode host by Ryan McEndarfer, Editor-in-chief at PaymentsJournal.com Yvonne and Nish, Welcome to the podcast. Nish, I’d like to start with you.

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PayPal Can Be a Merchant’s Best Friend

PayPal discovered early on that consumers like convenience and consistency in their buying habits.

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A Year on From the First Us Real-Time Payment. Where Are We Now – And Are You Ready to Take the Plunge?

Within the last year we’ve witnessed two major milestones related to faster payments in the U.S. In September 2017, the Zelle Network (Zelle) was released by a consortium of banks.

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VIDEO: Consumers Compare the Experience of Using a Mobile Payment App vs a Plastic Card (Part 1)

Mercator Advisory Group takes a look at how consumers compare the experience of using a mobile payment app vs a plastic card. This is part 1 of a 2-part video.

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VIDEO: Mobile Payment App vs Plastic Card (Part 2) 

This episode is part 2 of Mercator Advisory Group’s survey results asking the question, “Thinking of the last time you used a mobile payment app that can be used to pay for merchandise in a store, how would you compare your experience with using a plastic payments card?”.

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VIDEO: Recurring Debit and Credit Transactions Are at $290b a Year, but by 2021…

Recurring payments online or by mobile are growing in frequency and complexity.

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Seoul Pay: A Korean Spin on Low Cost Payments

Korea pushed its residents towards payment cards for more than a decade.  Financial inclusion is at the top of the order with more than 95% of its residents having a financial account.  Three-quarters of the country use debit cards and more than half own credit cards.The country rebounded after the Asian financial crisis nearly two decades ago.

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