FinTech Futures

Post Office Partners Western Union for Digital International Payments

Post Office Partners Western Union for Digital International Payments

Post Office is expanding its cross-border digital payments offering for UK businesses and consumers by teaming up with Western Union, reports Jane Connolly. Western Unions cross-border money movement platform will be accessible as an integrated service on a jointly branded online portal.

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Visa Acquires Chargebacks Tech Firm Verifi

Visa has signed a definitive agreement to acquire Verifi, a provider of solutions to reduce chargebacks.

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Canada’s Stack Teams Up With Payment Source

Canada’s Stack Teams Up With Payment Source

Stack, one ofCanadasfastest growing challenger banks, is partnering with the alternative payments provider,Payment Source, in a bid to target the millennial population to spend and increase the power of their dollar.

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Niche Areas That Fintech Is Yet to Exploit

Niche Areas That Fintech Is Yet to Exploit

No longer can it be argued that fintech is niche.Its impact has been global, changing the way individuals and businesses conduct their finances. Fintech may now be mainstream, but in many respects it still has a long way to go. There is huge potential within existing markets.

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Apple Announces Digital Credit Card

Apple Announces Digital Credit Card

Apple has announced its first consumer credit card, entering the space of financial services in partnership with Goldman Sachs. As FinTech Futures reported in February, the partnership had already leaked and there were rumours the card was coming.

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It’s Safe to Bet on Open Banking

It’s Safe to Bet on Open Banking

The world is moving towards open banking. This may seem counterintuitive, given a recent study by Splendid Unlimited, which suggested that just 22% of those in the UK had even heard of “open banking” as a concept, almost a year after PSD2’s new regulations have taken effect.

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Initiatives by India’s Government to Boost Fintech

Initiatives by India’s Government to Boost Fintech

The financial technology (fintech) space in India has seen an exponential growth over a few years. The growth has been powered by the Government of India (GOI) with introduction of innovation-supported startup landscape, friendly government regulations and policies, and a large market base.

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Real-time Payments: The Next Big Thing in US Banking

Real-time Payments: The Next Big Thing in US Banking

Real-time payments (RTP) is here and it promises to be the biggest change in US payments since the 1970s.

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Becoming a Digital Bank

Becoming a Digital Bank

At a time of rapid innovation, fierce competition and spiralling customer expectations, many banks are assessing how different technologies can contribute to their digital transformation strategies.There are no easy or short answers.

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Professional Cybercriminals Put the Heat on Fintech

Professional Cybercriminals Put the Heat on Fintech

Like the sophisticated and meticulous gang in the engaging 1995 movie Heat, cybercriminals are showing a greater degree of professionalism. In the European Payments Councils (EPC) 2018 Payment Threats and Fraud Trends Report, it provides a bleak and very lengthy overview of the most important threats in the payments landscape.

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Brexit Is Real. What Now for Finance Companies?

Brexit Is Real. What Now for Finance Companies?

Deadlines have a way of focusing the mind, and that’s certainly the case with Brexit. By Friday, 29 March 2019 – less than four months from today – the UK will leave the European Union (EU), for better or worse. What once had been a distant possibility now looms as a concrete reality for millions.

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What Does the Future Look Like for Cryptocurrency?

What Does the Future Look Like for Cryptocurrency?

The fintech revolution is in full swing, with companies cropping up to assist with the possible transfer to a new way of conducting financial operations. Cryptocurrency has already commanded a huge audience and shown us ways in which we can use the underlying blockchain functionality to improve current systems.

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