forbes

Searching for ROI in Real-Time Payments

No area of banking is changing more dramatically than payments. As banks in developed countries which rely on legacy batch systems move toward real-time, they may require significant technology investments. Real-time will create some new business cases, but few can predict what they will be and how, or if, banks can charge for them.

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How Customer Loyalty Programs Can Enhance the Customer Experience

It is well-understood that acquiring a new customer can be significantly more expensive than keeping an existing one. For instance, recent┬áresearch┬áby Monetate found that an e-commerce customer who has had one previous shopping experience with a company is over three times more likely to convert again versus a brand new visitor, and customers who have […]

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Why This One Factor Sets China Apart in the Blockchain Frenzy

As the blockchain sector develops, many in the space are keeping a watchful eye on China’s advances in the arena. Indeed, the recent Consensus: Invest 2018 conference even dedicated a specific portion of the afternoon of a one-day conference to solely discuss the difference between the U.S. and China blockchain ecosystems.

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Fintechs May Be in the Crosshairs Come the New Year

Republicans aren’t the only ones bracing for changes when Democrats take control of the U.S. House come January. Financial technology startups, which have been exploding in numbers, are likely to face new scrutiny.

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Influencers Weigh-In on Big 2019 Predictions for the CryptoBlock Arena

There is no doubt that 2018 has been quite an action-packed year for all things in the cryptoblock space. While those in the crypto area closely monitored gains, losses and SEC moves, blockchain devotees leaped from conference-to-conference around the world following those proselytizing about the industry.

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Cryptocurrency Would Fix Money Transfer Markets if More People Were Familiar With It

Money transfer markets can be a life-or-death matter. Migrants like Ahmed Ali from Somalia have to send money to their family because Somalia doesn’t have a functioning government. The money can mean the difference between their family starving or eating.

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Mobile Is a Gift to Retailers This Holiday Season

The holiday season is upon us and we know two things for sure: consumers expect to shop and they love mobile. They love mobile shopping, they reward mobile advertising and expect to use mobile capabilities even in stores.

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Banks, Ignore Blockchain at Your Peril! It Could Have Prevented the Danske Bank Scandal

Imagine if one bank, in one country, laundered almost ten times more than that country’s GDP. Imagine if that money came from non-residents in Russia, Ukraine, Azerbaijan, Moldova and other ex-Soviet states. It’d be one of the largest money-laundering scandals in history. This is exactly what happened in September.

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No More Hype: Time to Separate Crypto From Blockchain Technology

Many people argue that cryptocurrencies are the revolution, not to mention, the technology. How can you blame them? They have only started hearing about blockchain and crypto during the bitcoin boom last year. I say, it’s time we know how to seperate the technology from its application.

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Who Ultimately Regulates Blockchain and Cryptocurrencies Does Matter

While no one can be certain how the market will shake out, it does appear that blockchain technology–and the myriad cryptocurrencies that have developed concomitantly–are likely to endure. Their advent has the potential of reducing the cost of undertaking various financial transactions, which would be a boon for investors as well as the U.S.

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Three Digital Trends That Will Change Commerce in 2019

One of the most pervasive commerce trends is the reinvention of the shopper journey. Purchases in the past were more transactional in nature. Now, shopping is a journey, with more emphasis placed on relationship building, not just buying.

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Citizens Bank Will Launch Real-Time Payments for Commercial Accounts in 2019

Citizens Bank plans to phase in real-time payments for its commercial banking business starting in 2019. The bank, which is an owner bank of The Clearing House (TCH) has been a backer of real-time payments for three to four years, said Matt Richardson, head of product solutions in treasury management at the bank. Bank executives […]

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