marketwatch

Consumers Requested the Lowest Number of Credit Inquiries Since 2003 – Why That’s a Cause for Concern

By Americans are rarely shy of buying something today – and paying for it tomorrow. However, latest figures show they’re requesting the lowest number of credit inquiries in almost two decades. For the 18th consecutive quarter, household debt rose during the fourth quarter of 2018 to 13.

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Beware, Mobile Wallets Can Do Serious Damage to Your Finances This Holiday Season

A tap here and a tap there is all it takes to end up in the red. Mobile payments encourage people spend more money, according to a recent study performed by researchers at the University of Illinois at Urbana-Champaign.

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Contactless Cards Could Start Taking Off in the U.S. As Chase Announces Rollout

Contactless cards have been slow to take off in the U.S., but an endorsement from the largest domestic issuer may help speed up adoption. Chase, the consumer banking arm of JPMorgan Chase Co. announced that it would be sending out contactless Visa Inc. credit cards beginning in the first half of 2019.

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Western Union Makes Digital Push Amid Fierce Competition for Money Transfers

Western Union Co. is aggressively expanding its digital services as the money-transfer giant tries to keep pace with competitors vying for international transfers.

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A B.S. In Bitcoin? These Colleges Are Now Offering Cryptocurrency-related Courses

A Ph.D. in bitcoin or blockchain? That soon may be a reality as interest in cryptocurrencies and their underlying technology has become more mainstream, prompting college campuses across the globe to promise courses in the nascent subject.

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Uber Is the Latest Frontier in Venmo Monetization Plans

PayPal has been talking for almost a year about letting Venmo users pay with the service for items sold by third parties, but the company has become more aggressive with its efforts in recent weeks. With its latest move, the company is hoping that millennials and others will start paying for Uber rides with the […]

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Bank of America: You Don’t Have to Be Cool to Win in P2P Payments

In peer-to-peer payments, there may be room for more than one winner. PayPal Holdings’s Venmo was once synonymous with the act of sending money digitally to a friend, replete with emoji annotations and a news feed of all your friends transfers. Now the big banks are now showing that you don’t have to be young […]

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Japan Explores Ways to Formally Regulate Crypto ICOs

As U.S. government watchdogs increase scrutiny of initial coin offerings, or ICOs, Japan is exploring ways to formally regulate the process where companies issue tokens in exchange for cryptocurrencies.

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