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How Banks Can Walk the Line Between Digital Transformation and Risk

As digital transformation sweeps through all areas of peoples’ lives, smart banks are recognizing that they too must transform or be left disastrously behind. But change, however critical, must always be balanced against its inherent risk. What does it mean to manage risk while functioning as a true digital bank?

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Retail and Investment Banks Leveraging Technology to Stay Ahead

Technology, competition, and regulation have put pressure on banks to evolve from lumbering giants to nimble financial ninjas. The transformation of investment and retail banks from their bloated pre-financial crisis operations has been fraught with stringent regulation of their activities and challenges from newcomers.

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Looking Ahead: Consumer and Bank Evolution by 2025

Bank leaders know that banking next year will look different than banking today. But banking seven years in the future is a downright alarming thought. Still, while it’s tough to maintain a strategic outlook when rapid changes are happening right now, it’s important to remain forward looking.

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FCA Outlines Payments Innovation Outlook

The UK’s Financial Conduct Authority (FCA)’s head of payments has made clear the regulator’s approach to driving innovation within the payments sector.

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Switzerland Prepares to Relax Fintech Regulations

Switzerland has a long-established reputation as the globe’s premier centre for offshore wealth. Household names like UBS and Credit Suisse have helped the country to solidify its reputation as a formidable financial centre, while generous taxation laws have lured corporations from across the world to settle in and around Zurich.

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Payments Embrace Deep Learning

As the market embraces technology to assist with regulatory compliance and better customer service, the sophistication of offerings available to end users has skyrocketed. PaymentEye spoke with Ren Hendrikse, Vice President Managing Director, EMEA, Mitek, to find out more.

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5 Technologies Disrupting the Payments Landscape

For generations, high barriers of entry and a limited capacity for innovation safeguarded the cosy position of incumbent payments providers. Yet over the course of the past decade, an invasion of fintech start-ups have totally revolutionised the sector.

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Why Don’t People Connect Payment Methods to Digital Assistants?

Though still a burgeoning technology, most Americans today are at least familiar with digital assistants (like Apple’s Siri voice recognition software or the Google Assistant virtual personal assistant), even if they don’t have one of their own.

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Taking Stock of the Digital Payments Landscape

Originally published on bobsguide. The EU Payment Services Directive II (PSD2) took effect in January, starting a trend towards increased competition by opening up the payments market to a new wave of payment service providers (PSPs) and fintechs.

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Two Year Technological Forecast for European Banks – An Insider’s Account

Open Banking has been the phrase on everyones lips during the first half of this year. Of course, APIs lie at the heart of this the connectivity code that will unlock data communication and sharing between banks and third parties.

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PSD2 – Banking on a Game Changer in Ecommerce

The European Union’s revised Payments Service Directive (PSD2) came into full force in January 2018, bringing with it dreams of open banking that will transform the way we move and use money. PSD2 opens up banks payments infrastructure and customer data assets to third parties.

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More Than 70% of Retailers Run on Outdated Paytech

Research from Barclaycard has revealed that more than seven in ten retailers haven’t introduced any new payment technology to their website in the last two years.

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