paymentsjournal

Why China Needs More Than Mobile Payments

The smartphone sits at the heart of modern China. With the success of AliPay and WeChatPay – both boasting hundreds of millions of users in China alone compared to Apple Pay’s total 127 million users – paying with mobile is commonplace. In fact, card is quite the novelty.

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Holiday Shoppers Boost Mobile Volume on PayPal

Black Friday to Cyber Monday proved to be a mobile payments bonanza on PayPals platform. As the following Mobile Marketing article reports, mobile volume set records for the beginning of the holiday shopping season.

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Death, Taxes and Faster Payment Fraud

As faster payments and real-time payments emerge in the U.S. financial services market, the vulnerabilities that can lead to fraud are also emerging as widely predicted.

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U.S. Millennials Still Shop in Stores, but Increasingly With the Help of Smartphones

Globally, 82% of millennials (aged 18-38) prefer to shop in stores rather than online, according to a survey of 6,000 consumers in the U.S., U.K., Germany, France, Sweden, Japan, China and Brazil conducted by Accenture.

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How Citi Delivers Modern Digital Capabilities for Corporate Clients

As one of the top corporate banking institutions in the world, Citi has always had the reputation of being on the leading edge of technology development and delivery. For Citi’s corporate clients, the move to a streamlined digital world has also brought about process automation and a move to real time and visibility within processing.

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Why Merchants Won’t Accept Crypto Like They Do Cards

This article provides a quick and reasonable assessment of the multiple issues that make crypto a poor replacement for cards or cash at retail locations. Let’s jump to the issues that impact crypto adoption at retail: The transaction costs in many blockchains are lower than in the fiat world, so the coffee can be cheaper.

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Focus on Mobile Payments Starts With Defining “Mobile”

What does it mean to focus on mobile? Since mobile payments drive development activity all the way across an organization, its important to begin by reflecting on exactly how an organization views this channel, as everything else is built on this perception. Aaron McPherson, VP, Research Operations, Mercator Advisory Group.

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VIDEO: There Is a Huge Difference Between Credit Union Members and Non in Comfort Using Debit

There is a huge difference between credit union members and non-credit union members in their comfort level with using debit cards. Watch this video to learn more.

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The CFPB’s “Disclosure Sandbox” Is Shovel Ready – Who Will Be the First!

I find it interesting that the Bureau of Consumer Financial Protection (BCFP) which was formerly known as the Consumer Financial Protection Bureau (CFPB) is offering up a Disclosure Sandbox to assist in developing disclosures that consumers find understandable.

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VIDEO: Which Age Segment Is Most Likely to Be Participating in Credit Card Rewards?

Which age segment is most likely to be participating in credit card rewards? A: 18-34 B: 35-64 C: 65+  Get the answer by watching this video from Mercator Advisory Group.

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Faster Payments; It’s Not About the Speed

In conversations and meetings about faster payments, someone is bound to say at some point that faster payments is not really about transaction speed. The real value may be found in the potential behind the data that accompanies a payment.

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VIDEO: Are Consumers Filling Out More Credit Card Applications?

Are consumers filling out more credit card applications? Watch this video from Mercator Advisory Group to find out.

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