paymentsjournal

Article Argues That Payments & ID Must Merge but Dismisses Current Efforts & Offers No Solution

Alastair Johnson’s article does a decent job of identifying how current types of payment fraud would be reduced if a person’s identity is merged with payments, but doesn’t mention Hyperledger Indy project that has support from IBM and Microsoft, or 3D Secure 2 or that his blockchain company offers an identity payment product.

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Government Shutdown Brings Boom to Pay Day Lenders; Card Issuers Lament

With the politics of the government shutdown looming, furloughed workers face the end of a billing cycle on their household debt.

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How Financial Institutions Can Play to Their Strengths by Collaborating With Fintechs

We live in a world of almost instant gratification, seemingly without borders. You can fly across the world in less than 24 hours or order a fridge online that can be delivered to your door overnight.

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Mastercard and Visa Remain the Centerpoint for US Payments

The beauty of Mastercard and Visa’s positioning is in the switch. Being able to connect any buyer with any seller, anywhere, anytime.

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With Artificial Intelligence, Retail Will Never Look the Same

Retailers like 7-Eleven and others know this is a game changer. This has moved more quickly in Japan driven by a labor shortage.

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Cardtronics Study Shows Cash Is Alive and Kicking

Podcast: Play in new window | Download Subscribe to our podcast via: The following is an article based on a conversation between Brian Bailey, EVP and Managing Director, North America and Sarah Grotta, Director, Debit and Alternative Products Advisory Service at Mercator Advisory Group.

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Contactless Credit Cards: Ready or Not, Like It or Not, Here They Come

There is a coolness to contactless NFC payments and some perfect applications. Mass transit is ideal, which in the US alone covers 35 million trips each weekday. Globally, more than 247 billion public transport trips were made in 39 countries in 2015. That’s a lot of fares.

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Look Left, Look Right; One of Your Credit Cards Might Be Declined

WalletHub survey that claims 1 out of 3 people are afraid the will max out their credit card when making a 100 purchase.

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Top Industries Chatbots Are Poised to Disrupt in 2019

In 2019, chat will take over as the main marketing and communication channel across numerous major industries.

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How Blockchain Is Transforming the Future of Finance?

Big Data has taken the business world by storm impacting every industry over the past years. Another trending technology is Blockchain that has the potential to transform the way the world approaches big data with better security and data quality.

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Is a Cashless Society Really Our Goal?

How these people will replace their cash with fancy new electronic contactless devices is a question as is who will bear the cost.

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Invoicing in the IoT: Why Connections Are Key to Maximising Business Value

Start-ups and established companies alike are increasingly interested in the industrial internet of things (IIoT), but many are missing a trick when it comes to payments.

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