PYMNTS

Trendsetters on How We Will Pay Next Decade

Trendsetters on How We Will Pay Next Decade

Sheep are not natural-born leaders. If they were, they wouldn’t need border collies or sheepherders to make sure that they didn’t follow wolves blindly into harm’s way and that they ended up where they needed to be at the end of the day.

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How Challenger Banks Are Giving Legacy Players Key Opportunities

How Challenger Banks Are Giving Legacy Players Key Opportunities

Challenger banks are beginning to offer more robust suites of services beyond the mobile apps and prepaid cards with which they started. Such institutions are working to raise the necessary capital to expand their products and customer bases as they enter new markets. Challengers in North America, Europe and Latin America raised $2.

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Facebook Wants to Be WeChat: Why Launch Libra?

Facebook Wants to Be WeChat: Why Launch Libra?

Have you overdosed on Libra coverage yet? And it’s not even been two whole weeks. Facebook’s launch of Libra on June 18 unleashed a firestorm of media coverage, mostly repetitive, and mostly a piling on over the regulatory bear that it poked when unveiling its global payments plus cryptocurrency plans.

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FB Libra Exec Wants Banking Experience on Team

FB Libra Exec Wants Banking Experience on Team

David Marcus, Facebook vice president of messaging products and a key developer of the social media firm’s Libra digital currency project, thinks someone with experience in government and central banking would be a great leader for the team that would oversee the currency, according to .

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Deep Dive: Mobile Payments Uptake in the US

Deep Dive: Mobile Payments Uptake in the US

Brick-and-mortar retailers must ensure smoother, easier in-store experiences to compete with the conveniences of eCommerce. There are numerous ways to accomplish this task, including speeding up checkouts, deploying vending machines and offering self-serve or scan-and-go stations.

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P2P Payments Set the Stage for B2B RTP

P2P Payments Set the Stage for B2B RTP

Is it prime time for real time, especially for B2B? The rise of Zelle, and any number of peer-to-peer (P2P) payment options, has increasingly brought consumers on board with the need for speed in payments – where settlement is marked by seconds and minutes, not hours or days.

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Connected Vehicles: Fresh Fuel in Logistics

Connected Vehicles: Fresh Fuel in Logistics

The path to the connected vehicle future – the payments, commerce and logistical ecosystem that is developing from that technology – is not a straight, single highway, but rather a collection of closely associated roads. Further evidence of that comes from the likes of Ford, Amazon, JD.com and freight hauling.

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Open Banking Can Scale With Incentives, APIs

Open Banking Can Scale With Incentives, APIs

Open banking is nothing if not a lot of moving parts and complications. But could merchant incentives help fuel this ongoing effort at digital payments innovation? That was one of the questions raised in a new PYMNTS interview with Ireti Samuel-Ogbu, Citigroup ‘s head of payments and receivables for Europe, Middle East and Africa.

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FSB Eyes Crypto Regulation

FSB Eyes Crypto Regulation

Cryptocurrency prices have been nothing if not volatile over the span of years. Bitcoin is only the marquee name, but shows enthusiasm for crypto in the wake of a trade war that may (or may not) see the digital coins embraced as a hedge against stocks and bonds.

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Amazon Develops Device to Recognize Emotions

Amazon Develops Device to Recognize Emotions

Amazon is reportedly developing a wearable device that is activated by voice to recognize human emotions. The effort is a collaboration between the Alexa voice software team and Lab126, which is a group behind the Echo smart speaker as well as Amazon’s Fire phone, Bloomberg reported.

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Visa Uses Mass Transit to Ignite Contactless

Visa Uses Mass Transit to Ignite Contactless

The first time is a charm. In fact, the first time must be a charm. No, we are not talking about first dates or so-called meet cutes in movies. We are talking about consumer acceptance of contactless payments in the U.S. – specifically, the use of such payments for mass transit in New York City.

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As P2P Payments Grows, Challenges Loom

As P2P Payments Grows, Challenges Loom

The spotlight burned brighter for peer-to-peer (P2P) payment services in the first quarter of 2019, with those payment methods finding popularity among more consumers. However, P2P’s future growth will depend on solving problems related to data privacy and other issues – at least, according to some observers.

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