Technology

Apple Launches Apple Pay in Germany, Boosts Global Footprint

Apple AAPL recently rolled out its mobile payment service Apple Pay in Germany, four months after the official announcement. About 15 banks including Deutsche Bank are supported by the payment service and an additional nine banks are expected to be added in 2019.

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How Digital Will Change Brick-and-Mortar in 2019

Give a deep and welcoming hello to the newest form of window shopping – a consumer behavior that will help to shape retail in 2019 and beyond, and a trend that stands as an increasing part of shopping, one that promises to impact brick-and-mortar merchants as they decide how to innovate.

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Five Innovation Trends That Will Define Banking in 2019

The banking industry is beginning to incorporate the traits and practices that were once the domain of fintech startups. Banks and credit unions have become more comfortable with a faster pace of innovation, using data and analytics more extensively and digitizing processes as opposed to simply turning paper into PDFs.

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Artificial Intelligence, Fraud, and the Human Element

Podcast: Play in new window | Download The following is a transcript of the podcast episode host by Ryan McEndarfer, Editor-in-chief at PaymentsJournal.com Yvonne and Nish, Welcome to the podcast. Nish, I’d like to start with you.

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How Emerging Tech Can Drive World-class Banking Customer Experiences

At Money20/20 in Las Vegas last month, IBMs first Chief Digital Officer Bob Lord sat down with McKinseys Dan Stephens for a fireside chat on emerging technologies that can enable differentiated, magical experiences in the financial services industry.

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Financial Technology: Is It Bane or Boon for Indian Banks?

Fintech is the latest buzzword in the world of finance, where digitisation has gained significant momentum. Fintech is short for financial technologies, those that are disrupting traditional financial services, including mobile payments, money transfers, loans, fundraising and asset management.

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Digital Banking Assistants Must Become True Bot-Powered Coaches

Financial institutions that deliver bot-powered insights to consumers via voice or text will differentiate their brands and win the race for consumer engagement in this fast-moving space. Here are four trends that will drive conversational banking forward in the next 12-18 months and beyond.

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Visa on SRC as the Future of eCommerce | PYMNTS.com

2108 has been the year of many things in payments and commerce. For Visa Global Head of Payments Products and Platforms TS Anil, it’s been a year in which many big steps have been taken on the journey toward giving merchants something that has made checking out in the store a safe, standard and interoperable […]

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SWIFT Pilots New Payment System to Beat Back Competing Blockchain and FinTech Solutions | CoinSpeaker

by Daria Rud on Monday, December 10th, 2018 8:59am UTC The service is expected to enable speedy and seamless transactions, reduce delays and costs, and increase efficiencies in the payments process.

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‘Digital Lipstick’ Will Not Make Banks ‘Sexy’ Enough to Become Tech Companies

DBS Bank’s chief innovation officer Neal Cross has warned the audience at Fintech Connect 2018 that European banks are getting digitisation and open banking completely wrong by failing to adequately address customer pain points.

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PODCAST: How Can Banks Stay Relevant in a Digital World?

In this podcast, Michael Hanley, who acted as head of digital for the World Economic Forum the last eight years, and Anthony Thomson, the creator of Atom Bank who is building a new challenger bank, 86400, in Australia, share their thoughts on how banks can shape an agenda for the future.

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Becoming a Digital Leader: 5 Customized Fintech Strategies That Work

According to EY study, fintech startups have raised $41.7 billion in the first half of 2018 across the globe. With financial services facing a challenging time, the real question is how to transform and improve consumer experience using technology.

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