Fintech

Smaller Banks, Fintech and the Customer Experience

Each year, financial institutions adopt new innovations to continue appealing to consumer demands for faster, simplified service experiences. A 2018 executive survey by NewVantage found that nearly 80 percent of top executives fear that their firms are at risk of disruption and displacement from highly-competitive, technology-driven firms.

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5 Factors Accelerating Growth of FinTechs in Asia

4 min read Opinions expressed by Entrepreneur contributors are their own. The Asian market is extremely vibrant and attractive. High smartphone penetration and high internet speeds mean that barriers to operate and engage have been reduced. Most Asians are significantly financially literate.

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Fintech Needs a Strong Identity

Many transactions do not need to establish the identity of involved parties. In fact, some may even demand anonymity. However, establishing identities is necessary for delivering and accessing most financial products and services.

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Fintech Association to Help Grow P2P Lending

A group of financial technology (fintech) lenders wants to help grow a healthier lending industry and protect consumers by setting out a strict code of conduct for its members.

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Fintech: What’s Real, and What’s Hype

Three years ago, the editors at a top academic journal in finance were concerned. A lot of venture capital was flowing into fintech, or financial technology, but there wasnt much research about the topic coming from academics, who are known for their rigorous testing and analysis.

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China’s Fintech Innovators

Ventures like MYbank and WeBank are betting that AI and cloud technology will further reduce the costs and inefficiencies of borrowing faced by SMEs. China is leading global investment in the innovative fintech industry-and Alibaba is emerging as China’s leader in fintech.

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ICBA on How FinTechs Can Help Community Banks

Innovation has always been important for community banks, but the driving force of digitization over the last decade has greatly sped up the pace, said Kevin Tweddle, chief innovation officer for the Independent Community Bankers of America ( ICBA).

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What Does Fintech Hold for the Future of Banking?

There’s a revolution happening in the banking industry right now. More and more institutions are moving towards digitalizing their services and improving their connectivity with their clients, and we’re already seeing some amazing results from that.

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5 Fintech Companies in Scotland Innovating Business and Personal Finance

A thriving Scottish finance scene has seen the number of fintech companies in Scotland triple – with innovative start-ups including Money Dashboard, Float and Sustainably Subscribe to our email newsletter Spanning from the Scottish Highlands to Fife, the number of fintech companies in Scotland is on the rise.

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FinTech and Banking Apps Are Getting Stickier | PYMNTS.com

Consumers in the U.K. really, really like to keep tabs on their banking accounts. In fact, in 2018, they did so more than seven times a week via mobile banking apps.

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California Dreaming: Why Aussie Fintechs Are Looking Abroad

Peter Colbert believes Australia may be too small for the number of fintech companies it is producing. “There are only so many people in our country: 26 million, and that includes one year olds. What’s the real number of potential customers out there?” the founder of contactless payments company Inamo says.

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Fintech Startups Unlikely to Gain From Bill to Amend Aadhaar Act

In the wake of the Supreme Court order banning mandatory use of Aadhaar ID by private firms, the central government has introduced a Bill in the Lok Sabha aimed at voluntary use of biometric Aadhaar ID for opening a bank account and getting a mobile phone connection.

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